Across the UK and US, a quiet generational compact is dissolving — the assumption that wealth flows downward from parent to child. Retirees who spent decades working without the security of guaranteed pensions are choosing instead to spend their savings on travel, experience, and presence in the world. Dubbed 'skiing' by financial advisors, this shift is less a rebellion than a reckoning: with mortality, with the limits of deferred living, and with what it truly means to leave something behind.