Royal estates rent substandard homes despite energy efficiency laws

Elderly and vulnerable tenants endure hazardous living conditions including black mould, inadequate heating, and damp that pose serious health risks, with some residents too fearful of rent increases to complain.
They would need to spend a lot of money but the duchy told us we are exempt.
A farmer on the Duchy of Lancaster describes learning his home received one of the lowest possible energy ratings but was deemed exempt from improvement requirements.
Mark

Why does it matter that these are royal estates specifically? Couldn't any large landlord have substandard properties?

Mimi

The contradiction is the story. Charles and William have built reputations as environmental leaders. The Duchy of Cornwall just announced a £500 million investment in communities. But while they're making those announcements, their tenants are living in homes with black mould and coal fires. It's not just about compliance; it's about hypocrisy.

Mark

How are they getting away with this legally?

Mimi

Regulatory gaps. Farmhouses fall outside the rules depending on tenancy type. Properties with tenancies that started before 2008 aren't covered. So the estates can say, technically, we're compliant—when really they're just using loopholes. Their own lawyers have argued they should treat farmhouses as if they must comply anyway, but they haven't.

Mark

What's the actual health impact for the people living there?

Mimi

Real. Mould causes respiratory problems. Coal fires are inefficient and polluting. Elderly people on fixed incomes can't afford to heat their homes properly. One tenant described being terrified to complain because she feared a rent increase. That fear silences the people most at risk.

Mark

The estates say they're investing in improvements. Is that credible?

Mimi

Partially. The Duchy of Lancaster spent £3 million on repairs last year. But they've paid out £400 million to the royal family since 2018. The scale doesn't match. And when the Duchy of Cornwall announced 150 new energy-efficient homes, only six were rentals—most were sold. It's good PR, but it doesn't solve the problem for current tenants.

Mark

What happens next?

Mimi

That's unclear. The investigation is public now. Regulators could investigate. Tenants could organize. The estates could accelerate compliance. But right now, there's no indication they feel urgent pressure to close the loopholes they've been using.

  • One in five of roughly 700 analyzed royal estate properties carries an F or G energy rating — the lowest possible — despite regulations since 2020 requiring landlords to meet at least an E standard or face fines of up to £5,000 per property.
  • Elderly tenants in some of Britain's wealthiest-owned homes endure black mould, single-glazed windows, and coal fires, with some too frightened of rent increases to report the conditions to their landlords.
  • The estates have quietly exploited regulatory loopholes — exemptions for older agricultural tenancies and pre-2008 leases — to shield a significant portion of their substandard housing from legal scrutiny.
  • Since 2018, the Duchies of Lancaster and Cornwall alone have paid out more than £400 million to the royal family, while spending on residential upgrades remains modest relative to the scale of non-compliance.
  • Royal estate spokespeople have issued assurances of responsible landlordship and announced large investment figures, but investigators found at least one tenant moved into an unrated F-rated property with no registered exemption — a potential legal violation.
  • Advocacy groups have labelled conditions in some properties 'Dickensian,' and the contradiction between the monarchs' environmental public profiles and their estates' records is now drawing sustained regulatory and media pressure.

For generations, the British monarchy has presented itself as a custodian of land, tradition, and increasingly, environmental conscience — yet an investigation into the estates of King Charles and Prince William reveals that more than one hundred of their rented homes fall below the legal minimum energy efficiency standards that have applied to all English landlords since 2020. Behind the public declarations of stewardship lie elderly and vulnerable tenants enduring black mould, coal fires, and inadequate heating in properties that have generated hundreds of millions of pounds for the Crown while receiving comparatively little in return. The distance between a cultivated image and a lived reality is rarely so precisely measurable as it is here, in the gap between an EPC rating and a royal speech on climate.

King Charles and Prince William have each built public reputations as advocates for environmental responsibility, but a Guardian investigation into their inherited estates tells a different story. Across roughly 700 properties on the Duchy of Lancaster, the Duchy of Cornwall, and the Sandringham estate, approximately 143 — nearly one in five — carry EPC ratings of F or G, the lowest possible scores. Since 2020, English landlords have been legally required to ensure rented homes meet at least an E rating, or register a formal exemption. Fewer than one in twelve of the substandard royal properties had done so.

The conditions inside some of these homes are severe. Journalists found black mould spreading across walls, single-glazed windows, and tenants — many of them elderly — relying on coal fires because central heating was absent or unaffordable. A man in his nineties spent more than six decades in a G-rated cottage before it was sold; the new owner said she would not have let a dog stay there. A parish councillor in Cheshire described duchy tenants as too afraid of rent increases to raise complaints — a silence that leaves the most vulnerable residents without recourse.

The estates have used regulatory gaps to limit their obligations. Agricultural farmhouses on the duchies fall outside the rules depending on tenancy type, and properties with leases predating October 2008 are exempt entirely. One duchy farmer described an EPC assessor telling him his home was among the worst he had ever rated — yet the duchy informed him he was exempt and no improvements were required.

The financial context sharpens the tension. The Duchy of Lancaster and Duchy of Cornwall are exempt from most business taxes, and since 2018 have paid out more than £400 million to the royal family. The Duchy of Lancaster reported spending £3 million on residential repairs over the past year — a figure that sits uneasily against that scale of wealth extraction. The Duchy of Cornwall announced a £50 million property improvement fund, though only six of 150 recently delivered homes were private rentals; the rest were sold.

The estates maintain they are responsible landlords facing genuine challenges with historic buildings. But the investigation found at least one tenant who moved into a property after the regulations came into force with no EPC conducted and no exemption registered — her home later rated F. She and her pensioner husband avoid using their expensive oil heating and rely instead on log burners, while their rent continues to rise. Fuel Poverty Action described conditions across some properties as 'Dickensian.' Whether public scrutiny will now compel the estates to close their loopholes and accelerate compliance — or whether the current pattern will persist — remains the open question.

King Charles and Prince William have cultivated public identities as environmental stewards, yet an investigation into their inherited estates reveals a stark contradiction: more than one hundred homes across their properties fail to meet the legal minimum energy efficiency standards that have been mandatory for landlords since 2020.

The Guardian examined Energy Performance Certificate ratings for domestic properties on the Duchy of Lancaster, the Duchy of Cornwall, and the Sandringham estate. The findings are stark. Of roughly 700 properties analyzed across the three estates, approximately one in five—143 properties in total—carry EPC ratings of F or G, the lowest possible scores. Under regulations introduced in 2020, landlords must ensure properties meet at least an E rating or demonstrate a formal exemption. Landlords who fail to comply and continue renting can face fines up to £5,000 per property. Yet across the royal estates, fewer than one in twelve of the substandard properties had registered exemptions.

The human reality behind these numbers is what makes the story sharp. Journalists visited several of the worst-rated properties and found conditions that seemed lifted from another era: black mould creeping across walls, single-glazed windows rattling in their frames, elderly tenants huddled around coal fires because central heating either did not exist or was too expensive to run. One man in his nineties lived for more than sixty years in a G-rated cottage before it was sold; the new owner described the conditions as so poor she would not allow a dog to stay there. A parish councillor in Cheshire described elderly duchy tenants as terrified to complain about repairs because they feared rent increases—a dynamic that silences the very people most vulnerable to the health hazards of poor housing.

The estates have exploited gaps in the regulations to sidestep compliance. Farmhouses on the two duchies, depending on the type of agricultural tenancy, fall outside the regulations entirely. Properties with tenancies that began before October 2008 are not covered by the rules. In these older tenancies, many occupied by elderly and vulnerable people, residents rely on unhealthy coal fires or expensive electric heaters, with some living without central heating at all. When the Guardian spoke to one duchy farmer whose home received one of the lowest possible EPC scores, he described the absurdity: "When they came to do the EPC, the man said we were one of the worst he had ever done. They would need to spend a lot of money on this place but the duchy told us we are exempt."

The financial picture adds another layer of tension. The Duchy of Lancaster and Duchy of Cornwall are exempt from most business taxes, allowing them to maximize profits. Since 2018—the year the energy efficiency regulations came into force—these two estates alone have paid out more than £400 million to the king and his family. The Sandringham estate, purchased by Queen Victoria in 1862 and spanning 8,000 hectares in Norfolk, generates unknown sums. Yet investment in bringing substandard properties up to code appears minimal relative to these payouts. The Duchy of Lancaster reported spending £3 million on residential repairs and upgrades over the past year, a figure that sounds substantial until set against the scale of the problem and the wealth flowing out of the estates.

The estates have offered defenses. The Duchy of Lancaster stated it places "great importance" on being a responsible landlord and has invested significantly in improvements, noting that historic buildings present particular challenges. The Duchy of Cornwall announced a £500 million investment in local communities and an additional £50 million for property improvements, though it clarified that only six of 150 new "energy-efficient homes" delivered in the past year were private rentals; most were sold. Sandringham said its properties are "fully compliant with MEES regulations" and that exemptions are necessary only on a small number of properties.

Yet the investigation found evidence that contradicts these assurances. One Duchy of Cornwall tenant moved into her property after the regulations came into force, but no EPC was conducted at the time of her tenancy—a potential violation. Her property later received an F rating with no registered exemption. She described the cold, the expensive oil heating she and her pensioner husband avoid using, the reliance on log burners, and the rising rent. Fuel Poverty Action, a pressure group focused on housing hardship, called the conditions in some properties "Dickensian" and accused the royals of "putting profits above the health and welfare of their tenants."

The tension at the heart of this story is not merely regulatory or financial. It is about the gap between the public image these estates and their owners have cultivated—environmental advocates, responsible stewards—and the lived experience of people living in their properties. Mould and damp can cause serious health problems and, in vulnerable populations, can be fatal. Forcing elderly residents with existing health conditions to rely on coal burners for heating endangers their wellbeing and damages the environment. The question now is whether public scrutiny and regulatory pressure will force the estates to close the loopholes they have used and accelerate compliance, or whether the current trajectory will continue.

When they came to do the EPC, the man said we were one of the worst he had ever done. They would need to spend a lot of money on this place but the duchy told us we are exempt.
— Duchy of Lancaster tenant farmer
Vulnerable people are suffering in Dickensian conditions while the royals enjoy vast profits from the duchies. Using loopholes instead of making these homes safe is immoral and negligent.
— Jonathan Bean, Fuel Poverty Action
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