In September 2026, OpenAI turned its attention to one of finance's most storied institutions — the junior investment banker — releasing a version of ChatGPT built specifically for Wall Street's analytical labor. The tool can draft research reports, build financial models, and assemble presentation decks, tasks that have long defined the grueling entry point into banking careers. This moment marks a transition from AI as a general curiosity to AI as a targeted instrument of professional disruption, arriving not as a distant forecast but as a deployable product with named capabilities and named