In Nigeria, a pension program designed for the self-employed and informal workers has drawn over 219,000 registrations — yet only one in twelve of those accounts has ever received a single contribution. The Personal Pension Plan, born from the recognition that millions fall outside formal employment's safety nets, now confronts the oldest distance in human intention: the space between signing one's name and following through. A 42 percent surge in quarterly contributions hints that something is stirring beneath the surface, but the deeper question remains whether a society can transform aspira