In September 2026, Meta introduced Muse — a personal AI agent designed not for specialists, but for the ordinary person overwhelmed by the small, relentless demands of modern life. By embedding payment integration and tiered access into a single consumer product, Meta is asking a question that technology has long circled without answering: how much of our daily agency are we willing to delegate, and at what price? Wall Street's enthusiasm suggests the market believes the answer is: quite a lot.