In the aftermath of a 2023 Ontario car accident, a driver sought recognition that his injuries — chronic pain, psychological distress, a troubled back — placed him beyond the reach of the province's $3,500 minor injury cap. Three years later, a tribunal weighed his suffering against the evidentiary standards the law demands and found the scales unbalanced. The decision is a quiet but consequential reminder that in systems built on thresholds, the distance between pain and proof can be vast.
Intact Insurance Defeats Chronic Pain Claim Under Ontario's Minor Injury Cap
Claimant denied access to $8,521.87 in disputed medical treatments for injuries sustained in automobile accident.