In Botswana's Mogoditshane-Thamaga district, a government fund meant to transform young ambition into lasting enterprise has returned less than one cent for every two dollars lent — a quiet reckoning with the distance between opportunity and readiness. Since 2009, the Youth Development Fund has placed P59 million into 685 ventures and recovered P300,000, prompting officials to gather beneficiaries not in celebration but in honest confrontation. The crisis reveals a truth older than any lending program: capital, without the discipline and market knowledge to deploy it wisely, does not build bus