Banks Closed in Select Cities on November 10 for Diwali Bali Pratipada; Digital Services Remain Available

Seven cities shut their branches; the rest of the country stays open.
The RBI calendar closes branches on November 10 only in specific cities for Bali Pratipada.
Mark

Why does a bank holiday in Mumbai not apply in Delhi?

Mimi

Because the RBI calendar is built around local observances. Bali Pratipada is a holiday in seven specific cities, not nationwide.

Mark

Which cities are closed on November 10?

Mimi

Ahmedabad, Mumbai, Nagpur, Belapur, Bengaluru, Dehradun and Gangtok.

Luke

And the calendar is the source of that list. The article doesn't say whether individual banks have their own exceptions, so I'd check locally.

Mark

Can people still bank that day?

Mimi

Mostly, yes. Internet banking, mobile banking, UPI and ATMs are generally available for transfers, bill payments, balance checks and withdrawals.

Luke

Note the word generally. The article doesn't promise every service works, and it says only that some cheque-related and in-person tasks may be affected.

Mark

What's the next closure?

Mimi

Wednesday, November 11, in Gangtok, Imphal, Kanpur, Lucknow, Kolkata and Shimla, for Laxmi Puja and related festivals.

Luke

Gangtok is on both lists, so it has back-to-back closures.

Mark

Anything unknown?

Luke

The piece doesn't say how many customers are affected or whether any services were disrupted. It is a calendar report, not a report of events.

  • Seven cities find their bank branches shuttered on Tuesday, November 10, while the rest of India keeps its doors open.
  • Customers scrambling for in-person cheque work or branch errands face a closed counter and must wait.
  • UPI, mobile banking and ATMs stay available, giving people a route around the shutdown for transfers and cash.
  • Gangtok faces two straight closed days, and Kolkata, Lucknow, Kanpur, Shimla and Imphal follow with their own closures on Wednesday, November 11.

On a Tuesday in November, the lamps of Diwali and the turning of the Hindu calendar pause the counters of a handful of Indian cities, while the rest of the country carries on as usual. The Reserve Bank of India's holiday calendar marks the day as Bali Pratipada and Vikram Samvat New Year, a moment when stories of Krishna's shelter and Mahabali's return meet the ordinary rhythm of money and daily errands. Branch doors close in Ahmedabad, Mumbai, Bengaluru and five other places, yet the quiet machinery of digital payments keeps moving, reminding us how much of modern life now flows beyond the walls of a bank.

On Tuesday, November 10, bank branches in seven Indian cities stay shut, while customers elsewhere find their branches open as usual. The Reserve Bank of India's November calendar marks the day as Diwali, also called Bali Pratipada or Govardhan Puja, and as Vikram Samvat New Year in Gujarat. Govardhan Puja recalls Krishna lifting the hill to shelter villagers, and Bali Pratipada marks King Mahabali's yearly return to his kingdom.

The closures fall in Ahmedabad, Mumbai, Nagpur, Belapur, Bengaluru, Dehradun and Gangtok. Holidays shift from state to state with local festivals, and the closures apply only to those places.

For anyone in these cities, a closed branch does not stop banking. Internet banking, UPI, mobile banking and ATMs generally keep working for transfers, bill payments, balance checks and withdrawals. Tasks that need a visit in person, such as certain cheque transactions, may be delayed.

The pause continues on Wednesday, November 11, with closures for Laxmi Puja and related festivals in Gangtok, Imphal, Kanpur, Lucknow, Kolkata and Shimla. Gangtok therefore has two consecutive closed days. The practical step for anyone with branch business is to check the RBI list for their own city.

On Tuesday, November 10, bank branches in seven Indian cities stay shut, and customers elsewhere in the country find their local branch open as usual. The split comes from the Reserve Bank of India's November 2026 holiday calendar, which marks the day as Diwali (Bali Pratipada), also called Govardhan Puja, and Vikram Samvat New Year Day.

The closures cover Ahmedabad in Gujarat; Mumbai, Nagpur and Belapur in Maharashtra; Bengaluru in Karnataka; Dehradun in Uttarakhand; and Gangtok in Sikkim. The holiday applies to those cities and regions, not the whole country. The closures are observed under the Negotiable Instruments Act, and bank holidays in India shift from state to state depending on local festivals and observances.

The day carries several meanings. Govardhan Puja commemorates Lord Krishna lifting the Govardhan hill to shelter villagers from torrential rain. Bali Pratipada, in Hindu mythology, marks King Mahabali's yearly return to his kingdom. In Gujarat the same day opens the Hindu New Year, known as Bestu Varas or Vikram Samvat New Year.

For customers in the affected cities, a shuttered branch does not mean a halt to banking. Internet banking, mobile banking, UPI and ATM services are generally available on bank holidays. People can use them for fund transfers, bill payments, balance enquiries and cash withdrawals. Anything that needs a visit in person, including certain cheque-related transactions and other branch operations, may be affected.

The pause does not end on Tuesday. The RBI calendar lists another round of closures on Wednesday, November 11, for Laxmi Puja (Deepawali), Ningol Chakkouba, Bhratridwitiya, Bhaidooj and Chitragupt Jayanti. That holiday applies to Gangtok in Sikkim, Imphal in Manipur, Kanpur and Lucknow in Uttar Pradesh, Kolkata in West Bengal, and Shimla in Himachal Pradesh. Gangtok therefore faces two consecutive days with its branches closed.

The calendar shows more of the month's pattern. Diwali and Laxmi Puja are listed on November 9 in some cities. Later entries include Chhath Puja on November 13 and 16, Guru Nanak Jayanti, Karthika Purnima and Rahas Purnima on November 24, and Kanakadasa Jayanthi on November 27. Several smaller regional observances also appear, among them Nongkrem Dance on November 2, Wangala Festival on November 13, Igas-Bagwal on November 20 and Seng Kut Snem on November 23. On November 5, a local holiday was declared for banks in NTR district in connection with the second ordinary elections to MPTCs and ZPTCs.

For anyone with branch business to finish, the practical step is to check the RBI list for their own city. Branches in the seven cities should reopen after the Diwali stretch, though Gangtok's, along with those in the other November 11 cities, will wait until after Wednesday.

Banks in select states will observe a holiday for Diwali (Bali Pratipada), per the RBI's November 2026 calendar.
— Reserve Bank of India holiday calendar, as reported by The Times of India
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