A generation priced out of homeownership by rising property values and stagnant wages is finding a door reopened — one that was quietly shut after the 2008 financial crisis. UK lenders are once again offering mortgages covering 95 to 100 percent of a property's value, reaching their highest share of the market in nearly two decades. The products arrive with stricter safeguards than their predecessors, yet the underlying tension remains unchanged: the line between opportunity and overexposure is drawn by circumstances no borrower can fully control.