5,000 points become 5,000 airline miles with no loss of value
Em um momento em que viajantes brasileiros buscam alternativas mais eficientes aos bancos tradicionais, a Revolut lança uma promoção que transforma um gasto cotidiano de R$150 em 5.000 pontos transferíveis para programas de milhagem internacionais sem perda de valor. A iniciativa reflete uma tendência mais ampla: instituições financeiras digitais disputam a fidelidade do viajante frequente não apenas com taxas menores, mas com pontes diretas para o universo das recompensas aéreas. Para quem já planeja cruzar fronteiras, a janela se fecha em 30 de junho.
- A promoção tem prazo curto — encerra em 30 de junho — criando uma janela de decisão imediata para quem ainda não tem conta na Revolut.
- O diferencial que gera tensão com os bancos tradicionais é a transferência 1:1 sem deságio: 5.000 RevPoints viram 5.000 Avios na Iberia ou milhas equivalentes em outros onze parceiros aéreos.
- A eliminação do IOF nas compras em moeda estrangeira e os spreads reduzidos ampliam o impacto real da conta para além dos pontos promocionais.
- Os pontos expiram em três anos, exigindo planejamento ativo — quem não transferir ou resgatar dentro do prazo perde o benefício integralmente.
- A chegada iminente de LATAM Pass e Smiles como parceiros sinaliza que a Revolut está acelerando sua penetração no mercado de fidelidade brasileiro.
A Revolut está oferecendo 5.000 RevPoints a novos clientes que abrirem uma conta e gastarem R$150 no cartão em até 60 dias após o cadastro. A promoção vai até 30 de junho e os pontos caem na conta em até 30 dias após atingir a meta de gastos — o equivalente a cerca de 33 pontos por real.
O que torna a oferta relevante é o destino desses pontos. A Revolut mantém parcerias com onze programas de fidelidade aéreos, entre eles Iberia Club, British Airways Executive Club, Qatar Airways Privilege Club, TAP Miles&Go e Turkish Airlines Miles&Smiles. Na maioria deles, a transferência é feita na proporção 1:1, sem deságio. Três parceiros mais recentes — Lifemiles, Flying Blue e KrisFlyer — aplicam uma taxa de conversão, mas os demais preservam o valor integral. LATAM Pass e Smiles devem ser adicionados em breve.
Para dar escala ao valor dos pontos, basta olhar para a Iberia: 3.500 Avios mais taxas de 30 a 50 dólares são suficientes para um voo de ida entre cidades europeias como Madri e Lisboa ou Nice e Madri. Com 5.000 pontos, é possível cobrir um desses trechos e ainda guardar 1.500 para uma próxima redemption.
Além da promoção, a conta Global da Revolut permite converter e guardar mais de 30 moedas em tempo real, sem IOF nas compras em moeda estrangeira — taxa que a empresa eliminou recentemente. Os spreads variam conforme o plano: o Standard isenta até R$1.000 mensais em conversões; o Premium, até R$4.000; e o Ultra, até R$20.000. Acima desses limites, aplica-se 1,4% de spread, mas o IOF permanece zerado. Saldos em reais rendem 100% do CDI, sem valor mínimo e com liquidez imediata.
Um ponto de atenção: os RevPoints expiram após três anos. Quem acumular os 5.000 pontos desta promoção precisa transferi-los a um programa parceiro ou utilizá-los antes do vencimento, ou perderá o benefício. A Revolut recomenda acompanhar o saldo pelo aplicativo e planejar os resgates com antecedência.
Revolut is running a limited-time promotion that hands new customers 5,000 loyalty points simply for opening an account and spending 150 reais on the card within 60 days of signup. The offer expires June 30th. Those points—called RevPoints—can be transferred directly into airline frequent-flyer programs without any loss of value, a feature that sets Revolut apart from most Brazilian banks.
The math is straightforward: you need to accumulate 150 reais in card purchases to qualify, which works out to roughly 33 points per real spent. Once you hit that threshold within the 60-day window, the 5,000 points land in your account within 30 days. The account itself is entirely digital, opened through an app, and comes with a debit card that works internationally across more than 160 countries. Revolut recently added a credit function to its Brazilian offering, rolling it out gradually to existing customers.
What makes the points valuable is where you can send them. Revolut has partnerships with eleven major airline loyalty programs—Iberia Club, British Airways, Qatar Airways, TAP Miles&Go, Finnair Plus, Turkish Airlines, Aer Lingus, Vueling, Etihad Guest, Lifemiles, and Flying Blue. Three newer partners (Lifemiles, Flying Blue, and Singapore Airlines' KrisFlyer) do apply a conversion rate, but the rest accept a straight 1:1 transfer with no haircut. That means your 5,000 RevPoints become 5,000 Avios in the Iberia program, or the equivalent in any other partner program. Revolut has also announced that LATAM Pass and Smiles will be added soon.
To illustrate what those points can buy, consider Iberia redemptions: 3,500 Avios plus roughly 30 to 50 dollars in taxes and fees gets you a one-way flight between European cities—Madrid to Ibiza, Madrid to Lisbon, Toulouse to Madrid, Madrid to Casablanca, or Nice to Madrid. With 5,000 points, you could cover one of these flights and have 1,500 points left over, or combine them with cash to reach a longer-haul redemption.
The broader appeal of Revolut's account goes beyond the promotional points. The Global Account lets you hold and exchange more than 30 currencies in real time, 24 hours a day, seven days a week, all through the app. Revolut recently eliminated the IOF (a Brazilian financial transaction tax) on foreign exchange purchases entirely. It also reduced spreads—the markup on currency conversion—depending on your subscription tier. The free Standard plan allows up to 1,000 reais per month in spread-free conversions; the Premium tier bumps that to 4,000 reais; the top-tier Ultra plan covers 20,000 reais monthly. Beyond those limits, you pay a 1.4 percent spread, but the IOF stays at zero.
The account also includes a physical and virtual card accepted worldwide, and Revolut maintains its own ATM network in Europe, meaning no withdrawal fees there. For customers keeping money in the Brazilian real account, balances earn interest at 100 percent of the CDI rate—Brazil's benchmark rate—with no minimum balance requirement and instant liquidity.
One important caveat: RevPoints expire after three years if unused. That means the 5,000 points you earn from this promotion need to be transferred to an airline program or spent within that window, or they vanish. The company encourages users to monitor their balance in the app and plan redemptions before the deadline arrives. For someone planning international travel, the combination of the promotional points, the ability to hold foreign currency at commercial rates rather than tourist rates, and the zero IOF makes the account a practical tool. The offer is live through June 30th.
Citas Notables
The account allows you to hold and exchange more than 30 currencies in real time, 24 hours a day, seven days a week, all through the app.— Revolut account features
La Conversación del Hearth Otra perspectiva de la historia
Why does Revolut give away 5,000 points just for opening an account and spending 150 reais? That seems generous.
It's a customer acquisition cost. They're betting that once you're in the app managing currency and earning points on every purchase, you'll stay. The points themselves cost them less than the lifetime value of a customer.
But these points expire in three years. Doesn't that pressure people into redeeming quickly?
Absolutely. It's a feature, not a bug. It forces you to engage with the program and actually use the account. If points never expired, they'd sit dormant. The three-year window is long enough to plan a trip but short enough to keep you active.
What's the real advantage over a traditional Brazilian bank?
The foreign exchange piece. Brazilian banks charge IOF plus a spread. Revolut eliminated the IOF entirely and lets you convert up to 1,000 reais monthly with no spread on the free plan. For someone traveling or doing business internationally, that's tangible savings. Add the airline partnerships without devaluation, and you're looking at a genuinely different product.
So this is really for people who travel internationally?
Not exclusively. Even domestic users benefit from the real account earning CDI interest with no minimum balance. But yes, the points and the currency features are most valuable if you cross borders regularly or hold foreign currency for work.