Bandhan Bank, one of India's younger private lenders, found itself at a reckoning on Wednesday when a revised profitability outlook reminded markets that growth stories carry hidden costs. The Kolkata-based bank lowered its Return on Assets guidance from 1.6–1.8% to 1.2–1.4%, a quiet but consequential admission that rising deposit costs, energy pressures, and an uncertain monsoon had compressed the space between ambition and reality. Shares fell 14% in a single session, erasing a portion of the 44% gain the stock had accumulated over the year — a reminder that guidance, once given, becomes a k